Payment Security

How to Spot and Avoid Online Shopping Scams This Holiday Season The holiday shopping season is prime time for scammers. According to the Federal Trade Commission, consumers reported losing $12.5 billion to fraud in 2024 — a significant jump from previous years. As more people hunt for deals online, scammers are busy setting up fake stores, sending phishing emails, and pushing too-good-to-be-true offers on social media. This guide lays out practical steps, based on official FTC advice, to help you shop safely and avoid becoming another statistic. ...

Shopping Scams Are Surging: How to Spot and Stop Them Before You Lose Money Online shopping has never been more convenient—or more dangerous for your wallet. A recent report from Belarus showed that in a single day, authorities logged 400 scam attempts targeting online shoppers. While that number may seem far away, the tactics used there are the same ones hitting marketplaces like eBay, Facebook Marketplace, and Amazon every day. Here’s what happened, why it matters for you, and how to keep your money safe. ...

Nearly a Third of Americans Have Been Scammed While Shopping Online – Here’s What to Know If you’ve ever bought something online that never arrived, paid for a “deal” that turned out to be a fake listing, or handed over your card details to a site that looked legitimate but wasn’t, you aren’t alone. According to a November 2025 Pew Research Center survey, about one in three U.S. adults say they have experienced an online shopping scam. That’s roughly 33 percent of American consumers. ...

One in Three Americans Has Been Hit by an Online Shopping Scam: Here’s What to Watch For If you’ve ever clicked “Buy Now” on a deal that seemed too good to be true, only to receive nothing or a knockoff product, you’re far from alone. According to a November 2025 report from the Pew Research Center, about a third of Americans say they’ve had an online shopping scam happen to them. That’s roughly 33% of the adult population—a number that should give any regular online shopper pause. ...

How to Spot Online Shopping Scams and Keep Your Money Safe Online shopping has become a routine part of life for most of us. It’s fast, convenient, and often cheaper than going to a physical store. But that convenience also attracts scammers. Each year, fraudsters invent new ways to trick shoppers into handing over money, credit card numbers, and personal information. Government sources like the VA News (.gov) regularly issue alerts about these threats, especially during peak shopping periods. Whether you’re a veteran or not, the advice applies to everyone. This article walks through the most common online shopping scams and the practical steps you can take to avoid them. ...

1 in 3 Americans Hit by Online Shopping Scams: What to Look For and How to Stay Safe If you’ve bought something online that never arrived, or paid for a “deal” that turned out to be a trap, you’re far from alone. According to a Pew Research Center study published in November 2025, about a third of Americans say they’ve had an online shopping scam happen to them. That number is a stark reminder that fraud has become a routine part of e‑commerce, not an edge case. ...

How to Spot a Fake Utility Bill Collector Calling Your Phone If your phone rings with an urgent demand to pay a utility bill immediately or face disconnection, take a deep breath before you act. That call is almost certainly a scam. Utility payment scams are a persistent and effective form of fraud, and recent alerts from official bodies like the Pennsylvania Utility Commission (PUC) remind us that the threat is ongoing. These scams prey on fear and urgency to trick people into handing over money and personal information. Understanding how they work is your best defense. ...

Don’t Fall for the “Immediate Shut-Off” Scam: How to Spot Fake Utility Calls You’re at home, and the phone rings. The caller ID shows something official, maybe even your local power or water company. A stern voice informs you that your payment is dangerously overdue, service will be disconnected within the hour, and the only way to stop it is to make an immediate payment over the phone using a prepaid debit card or wire transfer. Your heart races. But before you react, you need to know this: it’s almost certainly a scam. ...

That Urgent Call About Your Power Bill? It’s Probably a Scam If your phone rings with someone claiming to be from the electric company, water department, or gas utility—demanding immediate payment to avoid disconnection—be very careful. This is a classic and increasingly common scam. Recent alerts from authorities, including Public Utilities Commissions (PUCs), confirm a troubling surge in these impersonation schemes. The criminals are polished, the pressure is intense, and the potential for financial loss is real. Understanding how this fraud works is your first and best defense. ...