Identity Theft

How to Spot and Stop the Latest Scams: Essential Tips for Consumers Intro Every time you check your email, answer a call, or scroll through social media, you’re potentially interacting with a scammer. The tactics are constantly changing, becoming more sophisticated and harder to detect. Recently, the Federal Trade Commission (FTC) held a webinar during National Consumer Protection Week to shed light on the latest trends. Instead of focusing on the agency itself, let’s break down what they highlighted and, more importantly, what you can do about it. ...

What the FTC Wants You to Know About Current Scam Threats The landscape of fraud is constantly shifting, with scammers refining old tricks and inventing new ones to catch us off guard. Staying informed is the first, and perhaps most crucial, line of defense. During a recent National Consumer Protection Week webinar, the Federal Trade Commission (FTC) shed light on the latest trends they’re seeing, offering vital insights to help you protect your wallet and your identity. ...

Why Reporting a Scam is Just as Important as Avoiding One We often focus on how to spot and avoid scams—and for good reason. But what happens after a scam attempt, successful or not, is just as critical. Recent alerts from organizations like AARP Virginia highlight a relentless wave of fraud, from IRS impostors to sophisticated travel and product recall schemes. These alerts consistently carry one crucial piece of advice beyond mere vigilance: report it. ...

Fraud Alerts vs. Credit Freezes: What You Need to Know to Protect Your Identity If you’re worried about someone opening a credit card or loan in your name, you’re right to be concerned. Identity theft remains a persistent threat, but thankfully, you have two powerful, free tools provided by law to guard your credit: fraud alerts and credit freezes. ...

The New Scams in Your Inbox and How to Sidestep Them Keeping up with scam artists can feel like a full-time job. Just as we learn to spot one scheme, a new, more convincing one takes its place. Recently, during National Consumer Protection Week, the Federal Trade Commission (FTC) held a webinar to shed light on the latest tactics fraudsters are using. The goal wasn’t to scare consumers, but to arm them with knowledge. The trends highlighted show a clear shift toward digital impersonation and exploiting current events to create a false sense of urgency. ...

How Satisfied Are Bank Customers with Fraud Protection? A major survey released in late 2025 offers a revealing snapshot of how Americans feel about their bank’s efforts to keep their money safe. The Fall 2025 Morning Consult survey, commissioned by the American Bankers Association (ABA), found that a strong majority of consumers report high satisfaction with their bank’s fraud protection measures. ...

Don’t Just Get Mad, Report It: A Practical Guide to Stopping Scams When a scammer tries to trick you, the first wave of emotion is often anger, followed by embarrassment. You might want to just block the number, delete the email, and put the whole thing behind you. But there’s a critical step that many people skip: reporting the fraud. ...

The Scams to Watch Now, According to the FTC’s Latest Briefing The digital world offers incredible convenience, but it also provides new avenues for fraudsters. Every year, scammers refine their tactics, making their schemes more convincing and harder to spot. Staying ahead of these threats requires reliable, up-to-date information. That’s why the insights shared during the Federal Trade Commission’s (FTC) recent National Consumer Protection Week webinar are so valuable. The session highlighted the specific scam trends that are currently ensnaring people, providing a crucial snapshot of where the danger lies right now. ...

What High Satisfaction with Bank Fraud Protection Means for You A recent survey from the American Bankers Association (ABA), conducted by Morning Consult in Fall 2025, points to a notable trend: a strong majority of U.S. consumers report being satisfied with their bank’s efforts to protect them from fraud. On its face, this is encouraging news. It suggests that the significant investments banks have made in security systems, real-time alerts, and customer education are being recognized. ...

Protecting Your Money on Venmo, Cash App, and PayPal A Practical Guide to Avoiding Common Digital Payment Scams The convenience of digital payment apps like Venmo, Cash App, and PayPal is undeniable. Splitting a dinner bill or paying a friend back is now instantaneous. However, as their use has surged, so have the scams targeting their users. Recently, the New York Department of State’s Division of Consumer Protection issued an alert highlighting this growing threat. Criminals are exploiting the speed and perceived informality of these transactions to trick people out of their money, often with little recourse for recovery. ...