Identity Theft

Fraud Victims May See Credit Scores Rise: What That Means for You If you’ve been the victim of identity theft, the conventional advice is to place a fraud alert on your credit file. That alert signals to lenders that they should take extra steps to verify your identity before opening new accounts. Most people assume that doing so will only make borrowing harder and could even ding their credit score. But recent research from the Federal Reserve Bank of Philadelphia tells a more nuanced story. ...

How Extended Fraud Alerts Could Boost Your Credit Score (Yes, Really) If you’ve been a victim of identity theft, your first instinct might be to limit damage by placing a fraud alert on your credit reports. Most people assume that doing so signals risk to lenders and might lower their credit score. But new research from the Federal Reserve Bank of Philadelphia suggests the opposite may be true — at least for victims who use an extended fraud alert. ...

Gift Card Scams: D.C. Attorney General Issues New Alert – Here’s How to Protect Yourself If you’ve ever received a call, email, or text demanding payment with a gift card—and it felt off—you were right to be suspicious. Gift card scams are one of the most persistent fraud tactics in the United States, and they show no signs of slowing down. In December 2025, District of Columbia Attorney General Brian Schwalb issued a fresh alert warning residents about this exact threat. ...

NCPW 2026: What the FTC Wants You to Know About Scams and Fraud National Consumer Protection Week (NCPW) 2026 wrapped up in early March, but the advice from the Federal Trade Commission (FTC) remains as relevant as ever. Whether you missed the events or just want a refresher, here’s a clear look at the most important consumer protection tips from this year’s campaign. ...

Gift Card Scams: New Alert Highlights Warning Signs Everyone Should Know Earlier this month, Attorney General Brian Schwalb of Washington, D.C. issued an alert warning residents about a surge in gift card scams. While the alert was directed at D.C. consumers, the tactics described are used everywhere. Gift card fraud is one of the most common and costly scams in the United States today, and it shows no signs of slowing down. ...

Account Takeover Attacks Are Surging: How to Protect Your Online Accounts Now On August 14, 2025, the New York Department of State’s Division of Consumer Protection issued a consumer fraud alert warning of a sharp rise in account takeover incidents. These attacks, where a criminal gains access to one of your online accounts and locks you out, can lead to direct financial loss and long-term identity theft. The alert covers common attack methods and practical ways to prevent them. ...

New Scam Trends to Watch: Key Takeaways from the FTC’s Consumer Protection Webinar Every year during National Consumer Protection Week, the Federal Trade Commission (FTC) shares an updated look at the scams currently costing Americans the most money. This year’s webinar, hosted in cooperation with ACA International, covered several emerging tactics that consumers should know about. While the trends themselves change, the goal is the same: separate people from their money or personal information. ...

How to Report a Scam: A Step-by-Step Guide (From AARP’s Fraud Experts) If a scammer calls, emails, or shows up at your door, your first instinct may be to just hang up and move on. That’s understandable. But reporting the scam is one of the most effective things you can do—not just for yourself, but for your neighbors and for law enforcement trying to stop these crimes. ...

How Extended Fraud Alerts Can Protect Your Finances—and Even Boost Your Credit If you’ve been a victim of identity theft, one of the first things you’re told is to place a fraud alert on your credit file. It’s a sensible step: it warns lenders to verify your identity before opening new accounts in your name. What’s less obvious is that this simple precaution may also have an unexpected side effect—improving your credit score. ...

FTC Webinar Scam Trends: What Consumers Should Know Each year during National Consumer Protection Week (the first full week of March), the Federal Trade Commission releases new data on the fraud landscape. This year’s webinar zeroed in on the scams consumers are most likely to encounter right now—and how to spot them before it’s too late. ...