Fraud Prevention

How to Spot, Stop, and Recover from Modern Scams It’s not your imagination—scams are getting more sophisticated. What used to be a poorly written email from a stranded prince has evolved into elaborate, psychologically manipulative schemes that can drain bank accounts, wreck credit, and steal identities. Recent reporting, including a series of articles from Investopedia, highlights that fraudsters are continually refining their tactics, making vigilance more critical than ever. The good news is that by understanding how these scams work, you can significantly strengthen your defenses. ...

Gift Cards as Cash: Why Scammers Love Them and How You Can Stay Safe If someone calls, texts, or emails you demanding payment via a gift card, it is a scam. Full stop. This blunt warning is at the heart of a recent consumer alert from District of Columbia Attorney General Brian Schwalb, echoing concerns from law enforcement nationwide. While gift cards are a convenient gift, they have become the preferred, untraceable currency for fraudsters. Understanding how these scams work is your first and best line of defense. ...

How to Spot, Stop, and Recover from Modern Scams Scammers have moved far past the poorly spelled “Nigerian prince” emails of old. Today’s fraud is sophisticated, personalized, and emotionally manipulative. Whether it’s a fake text from your “bank,” a convincing investment pitch from a new online friend, or a fraudulent charge on your account, the goal is the same: to steal your money, identity, or both. ...

A Direct Warning on Gift Card Scams: What You Need to Know Gift cards are meant to be a simple, friendly gift. Unfortunately, they’ve also become a favorite tool for scammers. The practice is so widespread that it has prompted official alerts from consumer protection authorities. Recently, District of Columbia Attorney General Brian Schwalb issued a clear warning to residents about the escalating threat of gift card payment scams. This alert underscores a critical point: no legitimate entity will ever demand immediate payment via gift cards. ...

FTC’s Consumer Protection Week 2026: Your Guide to Spotting Scams and Staying Safe Every year, the landscape of scams shifts. New schemes emerge, old ones get a digital facelift, and the barrage of deceptive emails, texts, and calls can feel overwhelming. That’s why the Federal Trade Commission’s (FTC) National Consumer Protection Week (NCPW), running in early March, is a critical time to pause and reassess your defenses. For 2026, the FTC is once again focusing on arming consumers with practical, up-to-date advice to navigate these threats. ...

Don’t Just Observe National Consumer Protection Week—Use It Every March, the Federal Trade Commission (FTC) marks National Consumer Protection Week (NCPW). It’s a dedicated time for agencies, advocates, and businesses to share resources that help people guard against scams, fraud, and unfair practices. For the average person, however, it can feel like just another awareness week that comes and goes. ...

How to Avoid Gift Card Scams: Essential Tips from a Recent Alert In response to an official warning from Attorney General Brian Schwalb, this article breaks down the mechanics of gift card scams, offering clear, actionable advice to help consumers recognize and prevent fraud, based on credible alerts and best practices. ...

That Urgent Call for Gift Cards Is a Scam: Here’s How to Protect Yourself Imagine this: your phone rings. The caller ID shows a local number, or perhaps it even spoofs the name of a government agency like the IRS or Social Security Administration. The person on the other end sounds official, even intimidating. They tell you there’s a serious problem—a warrant for your arrest, a frozen bank account, a family member in jail, or a virus on your computer. The solution, they insist, is simple and immediate: go to a store, buy gift cards, and read the card numbers over the phone to resolve the issue. ...

Your Action Plan from National Consumer Protection Week 2026 National Consumer Protection Week (NCPW) is here again. While it’s an annual event spearheaded by the Federal Trade Commission (FTC) and partners, the core message for 2026 remains critically practical: your daily habits are your first and best defense against fraud. Instead of just raising awareness, this year’s guidance zeroes in on the specific actions you can take to secure your money and identity. Let’s break down what this means for you. ...

Navigating the Comcast Data Breach Settlement: A Step-by-Step Guide for Customers If you’re a Comcast or Xfinity customer, you may be eligible for compensation from a recent multimillion-dollar legal settlement. Following a significant data breach in 2023, Comcast has agreed to establish a $117.5 million settlement fund to resolve a class-action lawsuit. This isn’t just another news item—it’s a direct opportunity for affected individuals to claim benefits and a critical reminder to secure your personal information. ...