How Extended Fraud Alerts Could Boost Your Credit Score (Yes, Really)

How Extended Fraud Alerts Could Boost Your Credit Score (Yes, Really) If you’ve been a victim of identity theft, your first instinct might be to limit damage by placing a fraud alert on your credit reports. Most people assume that doing so signals risk to lenders and might lower their credit score. But new research from the Federal Reserve Bank of Philadelphia suggests the opposite may be true — at least for victims who use an extended fraud alert. ...

April 23, 2026 · 5 min · BriefArc Desk