Consumer Safety

How AI Is Threatening Your Bank Accounts and Privacy—and What You Can Do Artificial intelligence is reshaping industries from healthcare to finance, and its benefits for consumers are real. But the same technology that powers helpful chatbots and fraud detection is also being turned against us. Earlier this month, Kiplinger published an analysis highlighting how AI is supercharging scams and privacy invasions in ways that directly threaten your bank accounts and personal information. Here’s what you need to know—and how to protect yourself. ...

1 in 3 Americans Hit by Online Shopping Scams: How to Shop Safely Now If you’ve ever bought something online that never arrived, or clicked a link that looked like a major retailer but turned out to be a fake, you’re far from alone. According to new data from the Pew Research Center, about a third of Americans say they’ve had an online shopping scam happen to them. That figure—roughly 33% of U.S. adults—is a reminder that these frauds are not rare outliers. They happen to ordinary people, often when they’re just trying to grab a deal or buy from a brand they trust. ...

How to Spot and Avoid Online Shopping Scams: Tips for Safe Buying Online shopping has become a regular part of life for most of us. But as e‑commerce grows, so do the number of scams designed to steal your money and personal information. In 2025, the Federal Trade Commission reported that consumers lost more than $1.2 billion to online shopping fraud – a figure that has risen every year. The good news is that most scams share tell‑tale signs, and a little awareness goes a long way. ...

Online shopping scams hit 1 in 3 Americans: Here’s how to spot and avoid them If you’ve bought something online that never arrived, or clicked a link that led to a fake checkout page, you are far from alone. According to a new survey from the Pew Research Center, roughly one in three U.S. adults say they have personally experienced an online shopping scam. That number is a reminder that fraudulent listings, phony storefronts, and payment app tricks are no longer rare — they’ve become a standard risk of digital commerce. ...

How to Spot Online Shopping Scams: A Practical Guide to Safe Buying Online shopping is convenient, but it also attracts scammers looking to steal your money or personal information. Government agencies have been issuing warnings as fraudsters keep refining their tactics. In January 2026, VA News published a reminder to “watch out for scams and stay safe while online shopping,” echoing earlier alerts from the FDIC and news outlets about fake websites, phishing emails, and too-good-to-be-true deals. ...

How to Spot and Avoid Online Shopping Scams: Tips to Stay Safe Online shopping scams are not new, but they become more frequent and sophisticated during seasonal sales and holidays. Government agencies, including the VA News and the FDIC, have issued repeated warnings in recent years. In January 2026, VA News published an alert titled “Watch out for scams and stay safe while online shopping,” reinforcing a message that remains relevant year-round. Consumers lose billions of dollars annually to fraudulent websites, phishing offers, and payment scams. Understanding the common tactics and knowing how to verify a seller can make the difference between a good deal and a costly mistake. ...

How to Spot and Avoid Online Shopping Scams: Red Flags and Safety Tips Online shopping is convenient, but it also attracts scammers who try to steal your money or personal information. Government agencies, including the Department of Veterans Affairs (VA) and the Federal Deposit Insurance Corporation (FDIC), regularly issue warnings about these threats. This article compiles their advice into a practical guide for anyone who shops online, especially those who may be less familiar with digital safety practices. ...

1 in 3 Americans Has Been Hit by an Online Shopping Scam: Here’s What You Can Do Intro New data from Pew Research Center shows that online shopping scams are far from rare. According to a survey published in November 2025, about a third of Americans say they’ve had an online shopping scam happen to them. That statistic alone is worth pausing over—especially if you regularly buy things through social media ads, secondhand marketplaces, or payment apps. The good news is that most of these scams follow patterns you can learn to recognize. Below is a breakdown of what the study found, why it matters, and the concrete steps you can take to avoid becoming part of the next statistic. ...

1 in 3 Americans Hit by Online Shopping Scams: Here’s How to Avoid Them If you’ve ever clicked “buy” on a deal that seemed too good to be true, only to receive nothing—or worse, a knockoff—you’re far from alone. According to a November 2025 Pew Research Center survey, about a third of Americans say they’ve had an online shopping scam happen to them. That’s not a niche problem; it’s a widespread consumer risk that touches millions of households. ...

How to Outsmart Online Shopping Scams: A Practical Guide Online shopping has become a daily habit for many of us. But as convenience grows, so do the risks. The Department of Veterans Affairs recently published an article on its official news site reminding consumers to watch out for scams while shopping online. The advice applies to anyone buying goods or services over the internet, not just veterans. Here’s what you need to know and what you can do to stay safe. ...