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Top Consumer Protection Tips from National Consumer Protection Week 2026

Every year, the Federal Trade Commission (FTC) and its partners set aside one week to focus on helping people avoid fraud, protect their privacy, and know what to do if something goes wrong. National Consumer Protection Week 2026 (NCPW 2026) ran from March 1 through March 7, 2026. If you missed it, or if you simply want a straightforward recap of the most useful advice that came out of it, this article covers the main points.

What happened during NCPW 2026

The FTC published a series of alerts and articles on its consumer advice site throughout the week. The agency highlighted scams that were particularly active in early 2026: imposter calls pretending to be from government agencies, fake online shopping offers that disappear after payment, and cryptocurrency investment schemes that promise high returns with no risk. The FTC also emphasized that identity theft remains a persistent problem, and that privacy settings on devices and accounts are worth reviewing more than once a year.

One of the key messages was that scammers adapt quickly. A fraud method that was common last year may have evolved into something that looks slightly different but works the same way. The underlying tactic—creating urgency, demanding payment by gift card or cryptocurrency, or impersonating a trusted institution—has not changed much.

Why it matters for everyday consumers

The reason the FTC dedicates an entire week to consumer protection is not because fraud is rare. According to the agency’s own data, millions of Americans report losing money to scams each year, and many more never file a report. The numbers for 2025, which were referenced during NCPW 2026, showed losses in the billions of dollars. While the exact figures for 2026 are not yet available, early indications suggest that cryptocurrency-related scams and online shopping fraud continued to rise.

For the average person, the practical takeaway is that scams are not something that happens to “someone else.” Anyone can receive a convincing phone call, a well-written phishing email, or a too-good-to-be-true deal on social media. Knowing what to look for and how to respond reduces the chance of becoming a victim.

What readers can do: Practical steps

Based on the advice shared during NCPW 2026, here are four concrete actions you can take today:

  1. Pause before you pay. If someone contacts you claiming you owe money or that you have won a prize, and they demand payment by wire transfer, gift card, or cryptocurrency, stop. That is almost certainly a scam. Legitimate businesses and government agencies do not ask for payment in those forms.

  2. Protect your personal information. You do not need to share your Social Security number, bank account details, or passwords unless you initiated the contact and are certain of who you are dealing with. Freeze your credit reports if you are not planning to apply for new credit soon. That prevents identity thieves from opening accounts in your name.

  3. Check your privacy settings. The FTC noted that many data breaches and identity theft cases start with exposed personal information. Review the privacy and security settings on your social media accounts, your phone, and any apps that store sensitive data. Turn off location sharing when it is not needed, and use multi-factor authentication wherever possible.

  4. Report fraud when you see it. One of the most effective things you can do is file a report with the FTC at ReportFraud.ftc.gov. Even if you did not lose money, your report helps the agency spot new trends and stop scammers. The same applies if you receive a suspicious message—forward it to the FTC or the appropriate platform.

If you believe you have already been scammed, act quickly. Contact your bank or credit card issuer, change any compromised passwords, and place a fraud alert on your credit reports. The FTC’s identitytheft.gov site provides a step-by-step recovery plan tailored to your situation.

Sources and further reading

The information in this article is drawn directly from FTC publications released during NCPW 2026. You can find the original advice on the FTC’s consumer advice page:

These resources are free and maintained by the U.S. government. They are worth bookmarking, because fraud tactics change throughout the year, not just during National Consumer Protection Week.