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Fraud Alert vs. Credit Freeze: Which One Actually Protects Your Credit? Worrying about identity theft has become a standard part of modern financial life. Whether you’ve received a data breach notice or just want to be proactive, locking down your credit is a smart move. But the terminology can be confusing. Two of the most common tools—fraud alerts and credit freezes—sound similar but work very differently. Choosing the right one depends on your situation. ...

What the FTC Wants You to Know for Consumer Protection Week 2026 Every March, the Federal Trade Commission (FTC) leads National Consumer Protection Week (NCPW), a dedicated time to arm the public with knowledge against fraud. For 2026, the message remains urgent: scams are not only persistent but are constantly evolving. The digital landscape offers incredible convenience, but it also presents new opportunities for criminals. This year’s focus is on translating awareness into action, providing clear steps you can take to protect your money and personal information. ...

The Latest Scam Threats and How to Protect Yourself Every year, scammers refine their tactics, and keeping up can feel like a full-time job. Recently, the Federal Trade Commission (FTC) held a webinar during National Consumer Protection Week to spotlight the current fraud landscape. The session, highlighted by ACA International, provided a clear-eyed look at the methods causing the most harm today. Understanding these trends is your first and best line of defense. ...

How “Pig Butchering” Scams Fatten Victims Before the Slaughter You receive a message from a stranger. It might be a wrong-number text, a direct message on a social media platform, or a friend request from an appealing profile. The conversation starts casually, often friendly or flirtatious. Over weeks or even months, a relationship builds. Then, an opportunity arises: a can’t-miss investment, a urgent financial favor, or a foolproof trading platform. You’re persuaded to send money, maybe just a little at first. The profits on the screen look impressive, encouraging you to send more. Eventually, when you try to withdraw your “earnings” or the relationship sours, the person—and your money—disappears. ...

Don’t Get Hooked: Key Scam Trends the FTC Wants You to Know National Consumer Protection Week, held each March, serves as a crucial reminder to review our digital and financial defenses. This year, the Federal Trade Commission (FTC) hosted a timely webinar spotlighting the latest tactics scammers are using to part people from their money and personal information. A follow-up session specifically addressed the unique vulnerabilities of military personnel and their families. The core message is clear: while the threats are evolving, a few practical habits can provide powerful protection. ...

National Consumer Protection Week 2026: Your Guide to the FTC’s Free Resources Every March, the Federal Trade Commission spearheads National Consumer Protection Week (NCPW), a coordinated campaign to help people understand their consumer rights and spot modern scams. For 2026, the FTC has begun its outreach, encouraging consumers to “get ready” and “start planning” to participate. While the full schedule of events and specific 2026 materials are still forthcoming, the agency’s consistent yearly focus provides a reliable blueprint for what to expect and how you can benefit. ...

What Scammers Are Pushing Now: Key Trends from the FTC’s Latest Update Staying ahead of scammers is a constant battle. Just when we think we’ve seen every trick, fraudsters devise new schemes or repackage old ones with a fresh, convincing twist. That’s why updates from the experts are so valuable. During a recent National Consumer Protection Week webinar in March, the Federal Trade Commission (FTC) highlighted the latest scam trends currently plaguing consumers. Their insights provide a crucial snapshot of what to watch for right now. ...

What the FTC’s Latest Scam Alert Means for You Every day, scammers refine their tactics, and staying ahead of them can feel like a full-time job. That’s why events like National Consumer Protection Week are so valuable. Recently, the Federal Trade Commission (FTC) hosted a webinar to spotlight the most pervasive and emerging scam trends affecting people right now. While the specific tactics evolve, the core principles of protection remain grounded in vigilance and smart habits. Here’s a breakdown of what they highlighted and, more importantly, what you can do about it. ...

Don’t Get “Fattened Up”: How to Spot and Stop a Pig Butchering Scam If you’re active on social media, dating apps, or even in your text messages, you should know about a sophisticated and devastating scam on the rise. It’s called “pig butchering,” and as New York Attorney General Letitia James recently warned, it’s a serious threat targeting people across the state and the country. The name is grim but accurate: scammers “fatten up” their victims with trust and affection over weeks or months, only to “butcher” them for their life savings. Understanding how it works is your first line of defense. ...

Your Practical Guide to National Consumer Protection Week 2026 National Consumer Protection Week (NCPW) returns in early March 2026, serving as a yearly reminder to sharpen our defenses against fraud. This coordinated effort, led by the Federal Trade Commission (FTC) alongside other government and consumer groups, isn’t just about awareness—it’s a call to action. With scams constantly evolving, this week focuses on equipping you with the latest knowledge and tools to protect your money and personal information. ...