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How AI Threats Could Disrupt Your Banking and Privacy — and What to Do About It Artificial intelligence is being used by both financial institutions and cybercriminals. For consumers, that means a new set of risks to money and personal data. A recent article from Kiplinger raised concerns about AI derailing everything from banking security to online privacy. Here’s what’s happening, why it matters, and the steps you can take right now to protect yourself. ...

How AI Puts Your Banking and Privacy at Risk—and What You Can Do If you bank online or manage finances through apps, you’ve probably noticed features like voice authentication or chat-based customer service. Those conveniences rely on artificial intelligence—and the same technology is now being turned against consumers. Over the past year, reports of AI-driven fraud have increased, with scammers using voice cloning, automated phishing, and data scraping to drain accounts or steal personal information. A recent article in Kiplinger highlights how these threats could “derail everything from banking to online privacy,” and the warning is worth taking seriously. ...

1 in 3 Americans Have Been Scammed While Shopping Online: How to Stay Safe A new survey from the Pew Research Center, published in November 2025, puts a number on something many of us have suspected: online shopping scams are remarkably common. According to the data, about a third of Americans say they’ve had an online shopping scam happen to them. That’s roughly 33 percent of U.S. adults—a figure high enough to warrant a closer look at how these scams work and what you can do to avoid becoming the next victim. ...

How AI Threatens Banking and Privacy: What You Can Do Now Artificial intelligence is reshaping banking and online privacy, but not always for the better. The same technology that powers fraud detection and personal assistants is now enabling sophisticated scams that are harder to spot than ever. Depending on whom you ask, this is either a familiar arms race or a genuine game-changer. Either way, it’s worth understanding what’s happening and how to protect yourself. ...

How AI Could Threaten Your Banking and Online Privacy – And What to Do About It Artificial intelligence is advancing faster than most of us can track. For consumers, that means smarter tools and more convenience—but also new kinds of risk that weren’t on the radar a year or two ago. A recent article in Kiplinger highlighted an unsettling trend: AI is being used to undermine the security of online banking and chip away at personal privacy in ways that feel almost like science fiction. But the reality is here, and it’s worth understanding. ...

How to Spot and Avoid Online Shopping Scams: Tips for Safe Buying Online shopping has become a regular part of life for most of us. But as e‑commerce grows, so do the number of scams designed to steal your money and personal information. In 2025, the Federal Trade Commission reported that consumers lost more than $1.2 billion to online shopping fraud – a figure that has risen every year. The good news is that most scams share tell‑tale signs, and a little awareness goes a long way. ...

How AI Puts Your Banking and Privacy at Risk — and What to Do About It Artificial intelligence is transforming banking and online services, making them faster and more convenient. But the same technology is also arming scammers with powerful new tools. Deepfake voice calls, AI-generated phishing emails, and automated account takeover attempts are no longer theoretical — they’re happening now. If you use online banking, store personal data digitally, or simply browse the web, it’s worth understanding how these threats work and what you can do to stay ahead. ...

Online shopping scams hit 1 in 3 Americans: Here’s how to spot and avoid them If you’ve bought something online that never arrived, or clicked a link that led to a fake checkout page, you are far from alone. According to a new survey from the Pew Research Center, roughly one in three U.S. adults say they have personally experienced an online shopping scam. That number is a reminder that fraudulent listings, phony storefronts, and payment app tricks are no longer rare — they’ve become a standard risk of digital commerce. ...

1 in 3 Americans Hit by Online Shopping Scams: How to Protect Yourself This Season If you shop online, you are not alone in worrying about getting cheated. According to a November 2025 survey by the Pew Research Center, about a third of U.S. adults say they have personally experienced an online shopping scam. That number jumps during the holiday season, when fake deals and fraudulent storefronts multiply. The good news is that most of these scams follow predictable patterns. Once you know what to look for, you can avoid them. ...

How to Spot and Avoid Online Shopping Scams — Practical Advice from Government Experts Online shopping scams aren’t going away, and they’re getting harder to spot. Fake websites, phishing emails, and too-good-to-be-true deals cost consumers millions each year. Government agencies, including the Department of Veterans Affairs and the Federal Deposit Insurance Corporation, regularly issue warnings about these threats. This guide brings together their advice to help you shop more safely. ...